Every company starts with an idea.
For CapFront, that idea began with two people, a shared background in small business, and a belief that business owners deserved better access to capital.
Today, CapFront is proud to announce that we have been recognized on the 2026 Inc. 5000 list of America’s fastest-growing private companies, ranking No. 2,607 nationally. This marks our second Inc. 5000 recognition, a milestone that gives us an opportunity to look back at where we started, how far we’ve come, and where we’re headed next.
Every Company Starts With an Idea
CapFront was founded in 2017 by Zack Fiddle and Mike Behar, who met while working in the small business finance industry and shared a firsthand understanding of the challenges business owners face when looking for capital.
Small business has always been personal for both of them. Zack grew up around his family’s business and eventually worked as the controller of his family’s garden center. Through that experience, he saw firsthand how important access to capital can be for a growing business.
At the same time, Zack recognized significant gaps in the small business financing market.
There were business owners who needed capital to grow, invest in their companies, manage cash flow, or take advantage of new opportunities, but navigating the financing landscape wasn’t always easy.
Zack and Mike believed they could build something better.
With that vision in mind, they started CapFront from the ground up. The company was completely bootstrapped, and in the early days, the two worked out of their apartments while building the foundation for what would eventually become CapFront.
As Zack reflects on those early years, the journey was anything but easy. But the goal remained simple: help business owners access the capital they need while building a company based on doing the right thing.
Building Something Bigger
CapFront’s growth didn’t happen overnight.
The company eventually moved into its first office, a unique shared-office space located above a bakery in Queens and began building its reputation one relationship at a time.
Slowly but surely, the team grew. So did the number of businesses CapFront was able to serve.
Throughout the company’s growth, one principle remained at the center of the business: do the right thing.
That mindset helped CapFront build lasting relationships with business owners, lending partners, vendors, and employees. It also helped shape the culture that exists within the company today.
What started with two founders working from apartments has grown into a team of more than 50 employees across two offices, united by a common mission to make business financing more accessible.
Today, CapFront is on pace to surpass $250 million in small business financing originations in 2026, another reflection of the growth made possible by the people and relationships behind the company.
Growth Milestones That Shaped CapFront
Every stage of CapFront’s journey has played a role in getting us to where we are today.
2017 – CapFront Is Founded
CapFront is founded by Zack Fiddle and Mike Behar with one mission: making business funding more accessible for small and mid-sized businesses.
Starting completely bootstrapped, the company begins building its business from the ground up.
2024 – First Inc. 5000 Recognition
CapFront is recognized on the Inc. 5000 list for the first time, earning a place among America’s fastest-growing private companies.
The recognition serves as an important milestone and validates the growth the company and its team had worked toward since its founding.
2025 – New York City Office Opens
CapFront expands its physical presence with the opening of its New York City office.
The new location creates additional opportunities for growth while allowing CapFront to continue expanding its team and reach.
2026 – New Melville Headquarters
As the company continues to grow, CapFront moves into a new headquarters in Melville, New York.
The new space provides the foundation for the next stage of the company’s growth and gives the expanding team a place to collaborate, connect, and continue building together.
2026 – Second Inc. 5000 Recognition
CapFront is recognized on the 2026 Inc. 5000 list, ranking No. 2,607 nationally among the fastest-growing private companies in America.
Earning a place on the list for the second consecutive year is a reflection of the company’s continued growth and the work of everyone who has contributed to the CapFront journey.
The People Behind the Growth
No company reaches this point on its own.
The Inc. 5000 recognition belongs to the people who have helped build CapFront every step of the way: our employees, leadership team, partners, vendors, and customers.
From sales and operations to marketing, technology, finance, and every department in between, each person plays an important role in helping CapFront move forward.
Our employees have stood with the company through the exciting moments, the challenges, the changes, and everything in between. Their commitment and belief in what we’re building have been a major part of our growth.
Our customers have trusted us to help them find the capital they need to keep their businesses moving forward.
Our lending partners and vendors have helped us build and strengthen the platform we rely on to serve those businesses.
And behind all of it are the families and loved ones who have supported the people building CapFront.
As Zack shared while reflecting on the company’s journey, getting here has included plenty of hard work, stress, and challenges. But it has also been made possible by the people who continued to believe in the vision.
This recognition is a reflection of all of them.
Looking Ahead
Being named to the Inc. 5000 for a second consecutive year is an incredible honor, but we’re not looking at it as the finish line.
We’re looking ahead.
CapFront remains committed to helping more business owners access the capital they need, strengthening our relationships with our lending partners, improving the way we serve our customers, and continuing to build a company that our employees are proud to be part of.
We’ve come a long way from working out of apartments and operating above a bakery in Queens.
And we’re not done yet.
The next chapter is already underway.
We’re proud of how far CapFront has come, grateful to everyone who helped us get here, and more motivated than ever to see where we can go next.
Here’s to continuing to grow, continuing to improve, and continuing to move forward.
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