Paycheck Protection Program Loans

SBA Coronavirus Assistance Program
CapFront is participating in the PPP program. Apply to determine eligibility for an Initial or Second Draw loan. Help pay employees and expenses.
Apply Now
SBA Lending
Solidify funding at as low as a single-digit interest rate and over as long as a 25 year term by having a portion of the loan guaranteed by the U.S. Small Business Administration!
Credit Preparation
Improve your credit with our resources and tools, and prepare for your next business loan, commercial or residential mortgage, or startup capital raise!
  • Loans up to $2 million for First and Second Draw Borrowers
  • Interest rates at 1.0%
  • No payments for 10 months
SBA Lending
Solidify funding at as low as a single-digit interest rate and over as long as a 25 year term by having a portion of the loan guaranteed by the U.S. Small Business Administration!
Credit Preparation
Improve your credit with our resources and tools, and prepare for your next business loan, commercial or residential mortgage, or startup capital raise!

Get fast relief for your business with a government-backed loan

  • Second Draws

    Small businesses that received a first-round PPP loan may be eligible for a Second Draw.

  • Easy to Apply

    Apply online, once available, and find out if you qualify within minutes.

  • Potentially 100% Forgivable

    Full loan forgiveness for eligible payroll, mortgage interest, rent, and utility expenses.

  • Reliable Working Capital

    Eligible for up to 2.5x your average monthly payroll costs with a government-backed loan.


At this time only new BlueVine applicants can get started on their PPP application (applicants who did not receive funding of any kind through BlueVine, including PPP, Line of Credit, Invoice Factoring, or Term loan). For existing customers, BlueVine will be launching a simplified, expedited PPP application early next week, and we will communicate when it’s live by email. Please note that existing BlueVine PPP customers will have a simplified process run through their BlueVine Dashboard.

About the program

The SBA Paycheck Protection Program (PPP) is specifically designed to aid eligible small businesses with potentially 100% forgivable loans during the Coronavirus pandemic. The latest government stimulus package commits $284.5B to PPP and allows for Second Draws and simplified loan forgiveness.

Initial Draw

Most small businesses that have been affected by COVID-19 with 500 or fewer employees and were in operation on February 15, 2020. This includes sole proprietors, independent contractors, eligible self-employed individuals, non-profit organizations, and tribal concerns.

Second Draw

For second-draw PPP loans more than $150,000, you must provide proof of 25% loss. When you must substantiate that you had a 25% loss in gross receipts/gross income (Gross Profit – COGS) between 2020 and 2019, you can do so by choosing one of the following comparison choices:
  • Full year 2020 to full year 2019
  • Any quarter in 2020 to the same quarter in 2019
  • If your business began in the period of 1/1/2020-2/15/2020 you can compare any Q1 2020 to any other quarter in 2020
  • If your business began operation in Q4 2019 you can compare any Q4 2019 to any quarter in 2020
You can compare either quarterly numbers or annual, using one of the following statements/documents:
  • Bank Statements (all credits)
  • Tax Documents (actuals or drafts)
  • Quarterly financial statements

Required Documentation

Helpful Hints

  1. Please complete the application from your desktop computer using the Google Chrome browser.
  2. When uploading documents, please use the approved formatting (PDF is preferred) and ensure that you upload quality images for faster processing.
  3. Please contact via email at info@capfront.net whenever possible. If you must call, try to avoid peak hours of 11am – 3pm EST so that you don’t have to wait too long for support.
  4. If you include your business name with your email inquiry, we can help you much faster.
  5. Our customer support staff are not financial advisors and therefore are unable to provide advice of any kind. We are educated on the program and our application flow, and we can help provide information about your application status. For all other inquiries, please seek support from your CPA.
  6. The banking information you provide will be where your funds go, so please be sure to provide a business account or your bank may reject it.
  7. Please confirm the routing # you include is the ACH routing number or your bank may reject it.
  8. CapFront is not responsible for any misuse or improper use of the application system.

Apply FOR FREE to qualify your business:

Or call us at 844-466-6394